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Message
Employer doesn't offer insurance
Posted on 9/19/24 at 2:40 pm
Posted on 9/19/24 at 2:40 pm
This might not be the right place for this, but it involves money so I'll give it a go. So my employer does not offer insurance. So I currently give Medishare about 450 a month for really nothing. No yearly visits covered, no dental, no vision. Basically if I come close to dying it will help. I try seeking out plans online then I spend the next 3 months getting flooded scam calls.
So I guess I'm asking what do people use for medical insurance when they own their own business or their employer isn't required to offer it.
So I guess I'm asking what do people use for medical insurance when they own their own business or their employer isn't required to offer it.
3
Posted on 9/19/24 at 2:47 pm to epicopt116
Ivermectin and colloidal silver baw
Posted on 9/19/24 at 2:52 pm to el Gaucho
yeah thats what I'm afraid of....... healthcare in America 
Posted on 9/19/24 at 3:08 pm to epicopt116
quote:ACA Marketplace plans
So I guess I'm asking what do people use for medical insurance when they own their own business or their employer isn't required to offer it.
Posted on 9/19/24 at 4:30 pm to epicopt116
going through this now. Left a company with great benefits (i was paying $300 for me, wife, 3 kids BCBSLA insane plan) to become a partner at a startup.
i went to obamacare marketplace for the first time ever and if you are making over about 80k a year, you will pay like 1900 a month for TRASH coverage.
i found an independent rep who sells for United Healthcare. one annual physical, 3 dr visits, $6300 individual deductible and 18k family. it's 1200 a month. more than i pay for a mortgage. It all makes me sick.
All that to say, good luck
i went to obamacare marketplace for the first time ever and if you are making over about 80k a year, you will pay like 1900 a month for TRASH coverage.
i found an independent rep who sells for United Healthcare. one annual physical, 3 dr visits, $6300 individual deductible and 18k family. it's 1200 a month. more than i pay for a mortgage. It all makes me sick.
All that to say, good luck
Posted on 9/19/24 at 5:26 pm to FishinTygah84
Where do u live? ACA costs can wildly vary. I checked for where I live in GA; Atlanta suburb.
If I put in that household income is $175k with wife and 3 kids. I'm seeing plans as low as $700/month. If I change income to $125k, I see plans as low as $240/month.
I've actually used ACA for a couple years and had no issues seeing doctors or specialists and had great coverage. Not all my old doctors were in network but I just saw new doctors.
This link lets u see costs without actually applying
https://www.healthcare.gov/see-plans/#/
If I put in that household income is $175k with wife and 3 kids. I'm seeing plans as low as $700/month. If I change income to $125k, I see plans as low as $240/month.
I've actually used ACA for a couple years and had no issues seeing doctors or specialists and had great coverage. Not all my old doctors were in network but I just saw new doctors.
This link lets u see costs without actually applying
https://www.healthcare.gov/see-plans/#/
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