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re: Does paying with cash vs check or card for big purchases still hold sway?
Posted on 5/20/24 at 7:12 pm to Drizzt
Posted on 5/20/24 at 7:12 pm to Drizzt
quote:
I think this depends on the dealership. If it’s part of a large auto group, then no. If it’s the guy who runs his own lot and wears a cowboy hat on commercials, then you can be pretty sure he’d take cash off the books and give you a better deal.
Spot on. In the car business, for national chains and larger dealers, cash is no longer king. They make more money when you finance through them.
1
Posted on 5/27/24 at 6:25 am to skewbs
quote:
They make more money when you finance through them.
Would this be an end around depending paperwork costs?
Okay finance the damn thing. Walk out with a loan, and then once you get your statement or find out how to pay, pay the entire balance with a check. The car dealer gets his cut from the financing sale, you get a better deal if the only way was through financing.
Now if there are fees such as loan origination fees and such this method could go south really quick, also you probably will get stuck with at least one month of interest.
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