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Message
re: Saving More for Retirement - Trad IRA vs Normal Brokerage Account
Posted on 5/10/24 at 1:30 pm to slackster
Posted on 5/10/24 at 1:30 pm to slackster
quote:
I don’t understand why medical bills would make an HSA unattractive. You should pay medical bills out of pocket and let your HSA grow tax free. Maybe you mean you have a lower deductible plan and can’t qualify for HSA?
I'm on a monthly medication that would cost me $20K if I paid it out of pocket. My current health insurance plan pays 100% of the cost. So why would I give that up to start a HSA and also deal with the enormous cost of paying for this medication?
1
Posted on 5/10/24 at 4:29 pm to skewbs
quote:
I'm on a monthly medication that would cost me $20K if I paid it out of pocket. My current health insurance plan pays 100% of the cost. So why would I give that up to start a HSA and also deal with the enormous cost of paying for this medication?
It’s not necessarily either or. Do you have a HSA-eligible health insurance plan or not is all that matters. There maybe be plans that cover your medication and also let you contribute to an HSA.
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