re: Student Loans

I paid 8% and 9% for my student loans 40 years ago. I had a little more than a fourth as much debt as your daughter does. I am about the same age as you. I got mine paid off in about seven years. I also kept them as three separate loans, so I paid off the smallest one first then concentrated on the next one.

Let her pay them off. It's fine if you want to help, but make sure she feels a little discomfort, not pain, but discomfort from the debt, so that she will properly learn to avoid debt in the future. Help is paying a few payments for her each year. If you pay it all off she learns nothing. It's way better for her to learn how hard it can be to keep making those payments.