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re: How Many of You Make Enough to "Live Comfortably "?
Posted on 4/20/24 at 5:29 pm to rintintin
Posted on 4/20/24 at 5:29 pm to rintintin
quote:
Thinking more about this and I'm interested. What exactly is your situation to not feel comfortable making 6 figures in LA?
Are you able to max out your retirement?
Do you come from a wealthy family so don't feel like you're living up?
Are you one of those people with an $800+ car note?
Do you eat out every night?
Just hard for me to comprehend.
I'm in Alabama and I make right at 120k now. I live in a barn after my divorce, have no mortgage or rent and my land and barn are paid off.
There are months that I have struggled too. I was dating a woman and you never wrap your head around how much it is to date now. First month after we broke up, I had an extra 1200 or so in my account from the last year.
My biggest issue is that I am putting about 17500 in my 401k, another 6500 in my Roth and still putting another 30% away to build a house. So my "disposable" income isn't big even with a good salary. My truck is almost paid off but the payment is 675 a month on it.
Living comfortable is a mindset for sure. I like where I am and I like what I do so I am comfortable even though I sleep on a couch in a barn with my 3 dogs.
Posted on 4/20/24 at 6:14 pm to Warfarer
quote:
My biggest issue is that I am putting about 17500 in my 401k, another 6500 in my Roth and still putting another 30% away to build a house
quote:
There are months that I have struggled too.
I wouldn't say that's an "issue". You're being responsible and putting away $24k a year in retirement.
And it's certainly not a struggle if you're able to put away that much. It takes most people several years to achieve that.
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