re: What to do with 2 Old 401K accounts from previous employers

Some terrible responses to your post. With the info you gave, it is impossible to give good advice. Are you comfortable with what your money is invested in today? What fees are being charged on your accounts? Doing nothing might be just fine. The guy saying he has been working in finance for 30 years and is telling you what to do based on the little info you gave is a joke! He says 1% is standard. Well that is for advisors, but the majority of my 401k is at my previous employer and in low cost indexes charging me 10 times less than that.

You need to provide more info to get good advice. Your income level plays a part on whether to goth Roth or traditional IRA, but you should continue saving for retirement with one of the other on your own since your employer doesn't offer anything. Consolidating your 2 accounts might make since if your balances are small due to many plans charging you a small annual fee because you no longer work there.