re: AMEX HYSA - 4/9/24 just dropped for first time from 4.35% to 4.3%

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USFR is still paying almost 5.5%. Just use that.

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I’m going to max out the FDIC portion on both of my HYSA’s by June and will need a place to park some extra cash. Is there a chance that USFR will lose money? I think I’m getting 4.25% on my capital one and 5.05% on my other one. I’m ok if the HYSA’s go to .001 interest but don’t want to get into anything that I could lose money on.