re: Ben Shapiro's plan for fixing SS is for everyone to work until they die

It is a 22% tax imposed on every private company worker, 11% paid by the worker and the same by the employer. Most of my life I never dreamed there was any way out of it and it damn sure factored into my retirement planning. If the government (meaning The People) don't want to pay me my benefit they can cash me out with a payout of my and my employer's total contribution with the prevailing interest that the average investments would have returned.
Personally I think it is a great idea to let younger people to opt out now and have a mandatory contribution in the same format (i.e. 22% shared by employee and employer) into an IRA or similar investment portfolio. But one this SocSec is that that would not be is a disability insurance which unfortunately has been greatly abuse, that is one huge problem with SocSec, the malingerers collecting a disability pension. I bet most who read this know someone like that.