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Do auto insurance companies still charge more for boys than girls?

Posted on 3/23/24 at 1:06 pm
Posted by Blutarsky
112th Congress
Member since Jan 2004
10126 posts
Posted on 3/23/24 at 1:06 pm
..and, if so, how do they get away with it without a lawsuit coming their way?

My other question: Does a trans (girl that thinks it’s a boy) say they are female on their auto insurance policy to claim a lower rate?
Posted by LSU2ALA
Member since Jul 2018
1958 posts
Posted on 3/23/24 at 1:08 pm to
quote:

and, if so, how do they get away with it without a lawsuit coming their way?


Because they have actuarial tables that show the higher risk boys have than girls. It’s the same as charging more for flood insurance for being in a flood zone. Higher risk.
Posted by dstone12
Texan
Member since Jan 2007
30766 posts
Posted on 3/23/24 at 1:14 pm to
Men also drive more.








Because we work more hours.
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54262 posts
Posted on 3/23/24 at 1:24 pm to
When I was coming up you had to turn 26 for your rate to go down. That for for a single male. When my son turned 26, single, twenty-three years ago his rate didn't go down. Called the agent and found out it had been raised to 30. I said WTF. He said single males were more liable to get tickets and have wrecks because they were on the road more chasing girls.

I told him you don't know the married guys I work with.
Posted by goatmilker
Castle Anthrax
Member since Feb 2009
64698 posts
Posted on 3/23/24 at 1:25 pm to
Did you find out who cost insurance companies more?
Posted by jawnybnsc
Greer, SC
Member since Dec 2016
5026 posts
Posted on 3/23/24 at 1:28 pm to
Yes. Boys get in more accidents, have more serious accidents, damage more property, etc. Insurance is a business.
Posted by Padme
Member since Dec 2020
6328 posts
Posted on 3/23/24 at 1:32 pm to
For a while, at least, they charged more for girls. Girls started texting more with the advent of smartphones and getting into more accidents.
Posted by papasmurf1269
Hells Pass
Member since Apr 2005
20946 posts
Posted on 3/23/24 at 1:35 pm to
We were told by our insurance agent that they actually charge more for girls now than they do boys due to the fact that females drive distracted more often than male
Posted by HonoraryCoonass
Member since Jan 2005
18180 posts
Posted on 3/23/24 at 2:54 pm to
quote:

insurance companies still charge more for boys


You never hear Rachel Maddow complaining about this when he’s on one of his “male privilege/gender equity” rants.
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