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re: Who’s buying a new truck this month and what prices and financing numbers are you getting?
Posted on 3/18/24 at 7:00 am to shel311
Posted on 3/18/24 at 7:00 am to shel311
It’s actually pretty sound advice.
If you’re financing the vehicle bc it’s a lower rate than the stock market or CD, you need to have the vehicles worth of cash in those places for it to actually be making the interest to offset the loan.
Most people just think they’ll finance it but don’t have the cash value so they’re actually not making that hypothetical return AND they’re paying the interest.
If you’re financing the vehicle bc it’s a lower rate than the stock market or CD, you need to have the vehicles worth of cash in those places for it to actually be making the interest to offset the loan.
Most people just think they’ll finance it but don’t have the cash value so they’re actually not making that hypothetical return AND they’re paying the interest.
1
Posted on 3/18/24 at 7:19 am to BeauxNArreaux
quote:exactly
Most people just think they’ll finance it but don’t have the cash value so they’re actually not making that hypothetical return AND they’re paying the interest.
“Why pay cash when I can earn more in the market?” Because 90% don’t actually invest that cash in the market because they either need it elsewhere or don’t have it to begin with
if you have the cash, pay cash. It will cost you much less and give you 100% flexibility if things change. If you don’t, then finance
for the 1% who have the option, good for you. The rest of us have a decision to make and it’s either/or.
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