re: Replacing Mint budgeting. Need recs

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Thanks for the info in this thread. Since Mint went down I've pretty much quit looking at everything. Tried Karma for a bit, but its all ads and bullshite.

I'm leaning towards trying Monarch, but just hate paying $100 after the first half off year.

Looking at app reviews, its got 4.8 with 12k reviews as opposed to Simplifi at 4.0 stars.

So maybe its the real deal.

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Again I cant speak to simplifi, but Monarch has been by FAR the best overall platform I've worked with and is really robust and constantly changing for the better I've seen so far. It took the best parts of everydollar/empower personal dashboard for me and made it all better and in 1 place. The way its laid out and visuals are just so much better, and the option to connect accounts in multiple different ways is nice if say PLAID isnt working change it to MX or something as a connection.

I will say it's probably a waste if you're not more of a power user who likes to get into stuff a bit. For example if you just want to look at things maybe 15-20 minutes once a week and only have a few accounts, it's probably not worth the investment. But the amount of information and customization is pretty great for people who have a ton of accounts to track and want to spend the time looking into things and categorizing and whatnot. If I only had a handful of accounts I'd just do spreadsheet tracking, which I still have but only for cash flow purposes. We just had way too many accounts to keep up with manually now for more robust tracking (probably about 2 dozen different "accounts") so monarch really helps keep things in 1 place. I've definitely been really impressed the few weeks I've been on it. The goals section is really nice to set some goals, attach accounts to track against it and even partially attach accounts if you have 1 savings account for multiple things maybe. Its like I said, pretty customizable.