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Started By
Message
re: At Fault Driver refuses to cooperate with Insurance Co.
Posted on 3/12/24 at 11:43 am to DarkDrifter
Posted on 3/12/24 at 11:43 am to DarkDrifter
quote:
Doesn't matter what the company ultimately does. His only choice if the other company is refusing is to use his uninsured motorist..
You would be surprised how many people don't have UM\IM. I have 200K. I have a trial attorney friend that told me if you look around at a red light in BR 60% of the drivers either don't have insurance or they are underinsured. Someone that carries the basic liability hits and totals out your 80K suburban won't have enough coverage to either fix ot or replace it.
One of the good laws passed by the legislature is that if you don't have insurance and you are in an accident and the other driver is at fault you don't get to collect jack shite. My SIL found this out a few months ago. An Entergy Truck rear ended her. She thought she was going to make bank but her sorry arse didn't have any insurance on her car. Entergy didn't even have to fix her car LOL.
This post was edited on 3/12/24 at 11:48 am
1
Posted on 3/12/24 at 11:51 am to lsufan1971
quote:
You would be surprised how many people don't have UM\IM. I have 200K. I have a trial attorney friend that told me if you look around at a red light in BR 60% of the drivers either don't have insurance or they are underinsured. Someone that carries the basic liability hits and totals out your 80K suburban won't have enough coverage to either fix ot or replace it.
Wrong information, UM doesn’t cover property. Collision will cover your vehicle if an uninsured driver is at fault in an accident. Less your deductible
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