re: FBTC - am I going to be happy or cry?

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I’m asking if I should be dumping more into it or not.

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FBTC is in the high-risk portion of your investment pyramid. Invest a small amount for a high-risk/high-reward situation. Say for example, you are putting 60% in the low-risk category, 30% into medium risk, and 10% in high-risk, then maybe you put 1-3% in a BTC ETF. It all depends on your risk tolerance and allocation. I have a pretty high risk tolerance, so most of my high-risk investments are in crypto. I accept that my high-risk investments may go to $0, but I'm okay taking that risk.