re: What's the most amount of money you'd put down on a new house? It would be a new build.

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I’d put as much down as possible with 7% rates. Meh. Treasuries and hysa are paying ~5% That’s not that big of a delta to give up as much liquidity as possible.

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not to mention, mortgage interest is deductible, earnings are taxable. This tightens the delta even more. I would put down enough to avoid mortgage insurance.