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re: Once again, credit scores are a scam
Posted on 2/20/24 at 12:08 pm to HeartAttackTiger
Posted on 2/20/24 at 12:08 pm to HeartAttackTiger
Oh yeah
I was around 810-815
Mailed a check to my mortgage company.. it got FUBAR’d in their sorter.
It somehow got mailed back to me weeks after it was supposed be cashed by mortgage company.
The check was late. I didn’t realize they never got it until then . Got hit with a missed payment on my credit report.
Nukes my stellar credit score down 100 points. All the way to the 720’s.
One “missed” payment not even due to my fault.
3 years later and it’s around 775 now and on my credit report as a ding.. it shows missed payment as what’s bringing my score down. That is the one missed payment it’s referring to
Such horseshite
I was around 810-815
Mailed a check to my mortgage company.. it got FUBAR’d in their sorter.
It somehow got mailed back to me weeks after it was supposed be cashed by mortgage company.
The check was late. I didn’t realize they never got it until then . Got hit with a missed payment on my credit report.
Nukes my stellar credit score down 100 points. All the way to the 720’s.
One “missed” payment not even due to my fault.
3 years later and it’s around 775 now and on my credit report as a ding.. it shows missed payment as what’s bringing my score down. That is the one missed payment it’s referring to
Such horseshite
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