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Posted on 2/5/24 at 10:22 am to slackster
As stated above, if you can afford to pay out of pocket plus fund HSA keep receipts and allow the HSA to compound. You can use the receipts to take the withdrawal years later. If you do this make sure it is invested for long term growth.
You could be better off making payroll deductions rather than manual contributions because payroll goes in pre tax avoiding the 7.65% FICA tax.
ETA: you should still be able to make manual contributions for 2023 and fund 2024 w payroll
You could be better off making payroll deductions rather than manual contributions because payroll goes in pre tax avoiding the 7.65% FICA tax.
ETA: you should still be able to make manual contributions for 2023 and fund 2024 w payroll
This post was edited on 2/5/24 at 10:25 am
Posted on 2/5/24 at 11:38 am to slackster
quote:
You should be fine, but if possible, you should avoid taking money out of an HSA until retirement. It’s the greatest tax deferral growth account there is.
This. Mine is another retirement account.
Have about 53 in mine.
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