re: HSA Tax Deduction Question

Small thing most poeple dont know about.

If you are married and your spouse is on a different plan, say 1 is high deductible with an HSA and the other is low deductible without an HSA...the person with the HSA can pay for things for the person without the HSA due to being married.

My wife and I did this for years recently. At new jobs now and mine has an HSA, hers is not offered with one (she could open one up outside of her work though since it is high deductible) but the baby is on my plan so I can put $8,300 still into mine and just pay for any of our medical expenses which is more than enough for us.

But last year she was on a low deductible plan ($250) and I was on an HSA high deductible plan and when the baby was born I just ran everything through the HSA reimbursement process (After paying on C.C. to get miles) even though no HSA is in her name at all, still works due to us being married.