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re: Hit by an uninsured driver
Posted on 2/2/24 at 4:04 pm to Riverside
Posted on 2/2/24 at 4:04 pm to Riverside
If no one was hurt, not sure why you would need full UM bodily injury coverage. And, comprehensive coverage will not come in to play in this scenario at all. Not trying to be a dick, but your post was 0-2.
If you wanted to go UM coverage for this, you would need UM PD(property damage), which you would still have a deductible for, but it would take care of the vehicle damage. Or, if the vehicle has collision coverage, it will also take care of the damage, less the deductible.
If you wanted to go UM coverage for this, you would need UM PD(property damage), which you would still have a deductible for, but it would take care of the vehicle damage. Or, if the vehicle has collision coverage, it will also take care of the damage, less the deductible.
1
Posted on 2/2/24 at 4:21 pm to IamLSU02
quote:
If you wanted to go UM coverage for this, you would need UM PD(property damage), which you would still have a deductible for, but it would take care of the vehicle damage
Again, you can not have uninsured property damage coverage (UMPD) in Louisiana if you have comp and collision. You can have uninsured bodily injury, (UMBI) but that will not cover repairs to your vehicle
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