re: Taking contributions out of Roth IRA to buy land (updated 5/28/24 - not Roth)

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I'd verify the cash out part with the lender. And ask about closing costs.

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She said the only closing costs would be fees for 3rd party (county, etc). But I didn't go deep enough in the conversation. She said to discuss it further with me she would need to do a credit pull.

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What about a HELOC?

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She said heloc rates are double digit.