re: Are there still affordable vehicles?

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Exactly, people that spent the extra money typically had the money to do the recommended maintenance when prescribed and fix things when they went bad.

And you get a nicer car to boot as all those extra do amount to much more cost on the resale of a car over 8 yrs old with higher miles.

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I would disagree completely. The issue with loaded cars is they have a lot of items that aren't needed that break at $100k miles. Electric seats, high end audio, video screens, electric everything, etc.

You wanna find a matching rim for that fully loaded car? Its an extra $400 over just your standard rim.

Many cars the "fully loaded" is basically the mid tier luxury car. A fully loaded Toyota is very close to a Lexus, for example.

I've been there and done that, the last thing you want if you are trying to save money is a bunch of electric shite in your vehicle breaking down.