re: For people on this board under 30

quote:

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Never have a car payment. Save and buy your home in cash.

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Rates are relatively elevated right now but you’d be an absolute retard to buy your one with cash when rates were 2.785% and if you get get 0% or slightly higher on a car you should do that to and put that cash in higher earning investment.


Overextending yourself with debt is not a good decision regardless of rate.