re: Buying Property Must Do's

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Commission is negotiable I would find an agent that would buy me $3000 gift card at close.

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Depending on the state it might be different, in Alabama that would get your agent a hefty fine and possibly lose their license.

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The buyers agent isn't going to do anything but try and convince you to offer asking.

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Bad ones yes. Unless it’s a multiple offer situation I never suggest a full price offer. Lots of bad agents out there, significant majority I’d say from having to deal with them.

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Of course they will also know "the best" lender.

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I give out 3-4 when I give a lender referral. Some are better at long term credit repair and communication. I have 8 I recommend on a regular basis and rotate through them. If you have a lender you like and they are trying to push one on you, get another realtor.