re: Excluding home equity, the median 40-44 year old has a net worth of just $58,000

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Why? It only matters if you can somehow downsize and/or get a cheaper house. Outside of that, it's pretty null unless you choose to be homeless or become a renter

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I guess if you say so...

I mean if you own a 2m 4 bedroom home on the coast in California with the goal of eventually selling and buying a 4 bedroom home on the coast in Mississippi, pretty sure you can plan on having a little equity left over