re: Is it an athletic competition or pageant?

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Which it should. Liberty went undefeated. Are they a top 4 team? Same thing with power 5 conference.
Washington and Oregon literally beat nobodies all year. Same with Mich and osu. Playing little sisters of the poor all year long and going undefeated does not (entitle) a team to a top 4 ranking. As much as participation trophy kids that are adult now want it to be, that's not how life works. That's not how a job works. That's not how it works at a company.

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All you can do is beat the teams on your schedule.

There are 5 power conferences and the undefeated champion of any of them has done something. In fact they have done all they can. They won every game.

Some want to assume that beating a SEC opponent means more than beating an ACC opponent.

At that point it becomes a subjective guessing game. An objective approach would consider wins and losses.