re: Going back to school?

Business Administration is a throwaway major. I would not recommend it-- no one would hire you for that and is simply a major that says "I completed college" which has value but is limited. Finance will at least teach you some useable skills. I majored in economics which also sounded nice but is really just a throwaway major. I landed in tech sales and make great money, might pivot to a non sales role in the next few years.

MBA will be a controversial topic but in my experience they are quite useless unless you attend a top 20 school. It's far more valuable for creating a network and opening doors through the school's recruiting efforts than the actual education. If you're considering an MBA at anything other than a top 20 program you'd be hard pressed to find real value. I can't tell you how many MBAs from Random State University who have worked in the exact same jobs as me with just a bachelor's.

I strongly urge you to go finish school with a degree like finance because it sounds like you've already seen that some jobs arbitrarily require a degree and that could limit you down the road. The only time it becomes ROI negative is when people have no path to employment and take their time and waste money.

If you're doing online, can you keep working while going to school? If so, super clear choice.