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re: Another “can I retire comfortably” question
Posted on 11/15/23 at 12:23 pm to Lgrnwd
Posted on 11/15/23 at 12:23 pm to Lgrnwd
quote:
Retirement age 53, starting 8 years from now.
Meh. Retire if you want to. You're ahead of 99% of folks, but you will be bored to tears within a year. I would plan it more of a transition to "Do what I want instead of working for money" and build some generational wealth until you get tired of that rat race.
3
Posted on 11/15/23 at 12:50 pm to Ace Midnight
“Has a lot more to do with your likely bond allocation”
I don’t have any bond investments other than Fidelity Puritan fund.
I’ve transitioned a lot of stocks in our IRA’s to dividend stocks and about $500 k into CD’s.
At 72 and 70,it’s what I feel comfortable with.
I don’t have any bond investments other than Fidelity Puritan fund.
I’ve transitioned a lot of stocks in our IRA’s to dividend stocks and about $500 k into CD’s.
At 72 and 70,it’s what I feel comfortable with.
Posted on 11/15/23 at 3:42 pm to Ace Midnight
quote:
quote:
Retirement age 53, starting 8 years from now.
Meh. Retire if you want to. You're ahead of 99% of folks, but you will be bored to tears within a year. I would plan it more of a transition to "Do what I want instead of working for money" and build some generational wealth until you get tired of that rat race.
Yeah, at mid 50's you would be bored. Bored people die early, or spend money not to be bored. I would retire from that job if you can't stand it and do something you enjoy for less money to bridge to true retirement age.
Or, retire and them become an entrepreneur in your field and start your own business.
Mid 50's to when you die is a long time to live on a fixed income.
Posted on 11/15/23 at 7:11 pm to Ace Midnight
quote:
you will be bored to tears within a year
Retired last year at 45 not bored yet. 2 kids and a new house keep us busy. Haven't had much time to dive deep into hobbies and travel yet. Finally got time to take care of health and fitness.
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