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Posted on 11/13/23 at 10:21 am to Swagga
her example is dumb because the person who bought in 1971 would have almost paid off their house by the time they were able to refinance 
Posted on 11/13/23 at 3:34 pm to Swagga
quote:What?
I get what you’re saying, but I don’t think her point is totally invalid either.
Her point is literally to not worry about the rate because it'll go down and you can refinance.
And in the same post, she used an example of rates not going down for 22 years, so when do I refinance if that happens again? I don't, i get stuck with a crazy high rate that this realtor promised me they'd go down and not to worry because you just refinance when they do go down...but again, what happens when they don't?
The idea of not worrying about the rate is really bad business for a realtor to be telling homebuyers.
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