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re: Looked into buying a new car today...Realized I'm Poor.
Posted on 10/6/23 at 8:38 am to Ponchy Tiger
Posted on 10/6/23 at 8:38 am to Ponchy Tiger
quote:
That’s why I keep buying new cars Keeps me from having a huge number for a new car because I’m trading in every 3 to 5 years. That is insane thinking. So you have perpetual car note and will never actually own anything....real genius there.
Works out great for me. I get to keep cars that are a few years old and under warranty.
Plus it allows me to get into some cool rides. For example I bought my 2017 F250 for 77k and paid it off in 3 years. Kept it for 5 so I had two years without payments and saved the money. In 2022 I traded it in for 57k with 60k miles on it and bought my 22 F250 for 82k. I put 15k down and financed 10k for 60 months. Made a few payments to help my credit then paid it off so I haven’t had a truck payment in over a year.
It makes it a whole lot easier to pull the trigger on a 90k truck when you’ve got 60k to 70k down payment and haven’t had a truck note in years.
This post was edited on 10/6/23 at 9:45 am
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