re: Social Security and Medicare will be Insolvent in the 2030s

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We are barreling headfirst over a cliff and it seems like no one cares about advocating for solutions like gradually raising the retirement age, etc. Instead, we are likely to either face a fiscal catastrophe or raise taxes to a massive extent to keep the lights on, thus significantly reducing our economy's ability to grow. It's sad to see a majority of the country, and many in the populist wing of the Republican base (Republicans in Name Only), don't seem to care.

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I'm ok with your proposal, just give me a lump sum payout of the taxes myself and my employers have paid over the past 45 years with an annual return/growth of 5%. Deal?