re: School loan repayment begins Oct 1st. Students are scrambling to set up loan repayment.

Two wrongs don't make a right! You took out the loan 100% knowing the requirements and stipulations before signing, there is zero excuse for not repaying. The only problem I have with the student loan program, is grossly over loaning for absolutely worthless social (Women's studies, Gay studies and/or African American studies) science degrees.