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re: New car totaled - value for insurance.
Posted on 9/20/23 at 10:39 am to jfw3535
Posted on 9/20/23 at 10:39 am to jfw3535
quote:
I'm sure this will get lots of downvotes, but if you need gap insurance, you can't fricking afford the car!!!
Now that I understand what GAP insurance is, we agree on this.
Haven't bought a vehicle in about 6 years. And this is the first time in my life that I can put a sizeable down payment on a vehicle. But after seeing where interest rates are and what the vehicle note is even putting half down, I said frick it. I don't want to pay even $500 a month on a 48 month note for a vehicle which puts the amount financed at $20k. Instead of buying the new truck, I increased how much I'm putting into my brokerage account so I can just pay cash for the next vehicle.
Posted on 9/20/23 at 4:09 pm to WhiskeyThrottle
Btw, my comment wasn't directed at you specifically, but the general discussion about gap insurance that was going on.
This post was edited on 9/20/23 at 6:03 pm
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