re: Monthly mortgage payment based on a median existing home is now at a record $2,322

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You can’t be serious? CC debt is at an all time high

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So what?

It literally only goes up in this country in times of economic expansion. The only time CC debt goes down in this country is if we’re in a recession or if we give out government stimulus checks.

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that disposable income figure doesn’t begin to include groceries, fuel, and utilities costs which have eaten up that disposable income

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I’m not arguing otherwise.

My only point is that people bitching about how difficult it is to buy a house now as if we didn’t just live through the greatest decade to ever buy a home are being disingenuous.