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re: Anyone get a check from Louisiana Insurance Guaranty Assoc (for United Prop Ins mess) ?
Posted on 7/24/23 at 7:32 pm to Bout_Dat_Lyfe
Posted on 7/24/23 at 7:32 pm to Bout_Dat_Lyfe
quote:
Does the mortgage company replace the coverage with a functional company?
They will if you have a lapse/don’t find other coverage.
They’ll also overcharge the shite out of you for inferior coverage. Lender-provided insurance isn’t a safety net for the homeowner, it’s the mortgage company’s last resort to make sure they don’t lose their collateral.
TBH I’m surprised they haven’t hit you with lender-provided coverage yet, if you had UPC.
ETA: Then again, if you missed the UPC notices then I suppose there’s a decent chance you missed the lender-provided coverage notices too..
This post was edited on 7/24/23 at 7:36 pm
1
Posted on 7/24/23 at 7:34 pm to lostinbr
Yeah, surprised this is the first you’re hearing of it. Start shopping before your mortgage company forces coverage
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