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re: Employer Offering Roth 401K
Posted on 7/14/23 at 8:12 am to CharlesUFarley
Posted on 7/14/23 at 8:12 am to CharlesUFarley
Good advice. Having tax flexibility is important. Many unknowns in the future. I am retired from working, but an active investor. I wish I had more Roth money now. Going to get slammed this year because of a large purchase being funded with a chunk of standard 401k money.
1
Posted on 7/14/23 at 10:26 am to KWL85
quote:
I wish I had more Roth money now. Going to get slammed this year because of a large purchase being funded with a chunk of standard 401k money.
I split my contributions in both, with the thinking that I’d pull from my Roth in years where I make big purchases and pull more Roth money in December to fund living expenses for the following year. The next year, I’ll only pull traditional money to remain in the lower tax brackets.
Am I thinking of this the correct way?
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