re: Louisiana New Home Warranty Act

You have two options. The Home Warranty Act or your Homeowners Insurance.

I don't know anything about the LA Warranty Act.

If you go the with HO insurance option. They would pay for the sudden and accidental damage caused by the water and any damage to the house to access to the plumbing. Access means cut open the wall or bust up slab to repair the leak. They will not pay to repair the plumbing leak just the resulting water damage. Less your deductible. They may subrogate against the builder to recover their money and get your deductible back.

Me personally. I would go ahead and call a plumber to figure out where the water is coming from. Then evaluate the situation. A slab leak is much bigger deal than cutting open a wall.

If the builder doesn't respond quickly you can file the insurance claim. You have more control over the repair process going through the insurance company.