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Started By
Message
re: Insurance rate increases
Posted on 6/20/23 at 4:53 pm to BearCrocs
Posted on 6/20/23 at 4:53 pm to BearCrocs
quote:
we are paying for those that can’t afford health insurance OR/and are driving public roads without auto Insurance.
Louisiana is a no pay no play state, meaning that if someone is driving with no insurance, they have no legal recourse if they get in an accident.
We're paying for all the people who file miniscule claims, and then claimants that sue for max bodily injury payouts on minor fender benders.
3
Posted on 6/20/23 at 4:55 pm to Bonkers119
That’s great, except the insurance companies still have to pay if an uninsured hits and insured. That was the point of the post
Posted on 6/20/23 at 6:12 pm to Bonkers119
quote:
Louisiana is a no pay no play state, meaning that if someone is driving with no insurance, they have no legal recourse if they get in an accident.
Kind of. No Pay No Play actually only disqualifies them from the first $25k of a property damage claim and the first $15k of a BI claim. And if there are passengers in the other vehicle then No Pay No Play doesn’t apply to them.
Posted on 6/21/23 at 9:02 am to Bonkers119
quote:
Louisiana is a no pay no play state, meaning that if someone is driving with no insurance, they have no legal recourse if they get in an accident.
Only as to the first $15,000 of any recovery. Everything else is available. It’s not much of a deterrent except as to the most minor of claims.
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