re: What does Louisiana tax a 403b pulled out early?

It'll be taxed as ordinary income for both federal and state.There will be a federal mandatory withholding of 20% but, depending on how much you make this year, what you ultimately pay in taxes will depend on your tax bracket at year end. LA doesn't have mandatory state withholding on withdrawals, so you'll just owe a smidge more or get a bit less back when you file. You'll pay a 10% penalty for early withdrawal if you're under 59 1/2.

At the end of the day it will probably only take you 15-30 minutes max to either fill out the paperwork necessary or complete a couple of prompts on a website to get the rollover started at your prior and then accepted at your current company. Probably the same amount of effort it would take to request a cash distribution(in fact it's not uncommon it's the same form you just check different boxes). Whether that effort is worth the early withdrawal penalty and however many years of growth is up to you.