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re: What exactly am I getting out of my health insurance

Posted on 2/21/23 at 8:21 pm to
Posted by tigerforever7
Baton Rouge
Member since Aug 2012
1054 posts
Posted on 2/21/23 at 8:21 pm to
My mother in law (58 years old) had $1.5 million in claims last year (lymphoma). Her out of pocket max was $10,000 for the year and she pays $1,000 in premium every month. A friend of mine had a baby and baby was immediately brought to ICU in different city. Can only imagine how much this will cost. This is why you have health insurance.

You have a contractural agreement to not owe money the rest of your life after one bad situation.
This post was edited on 2/21/23 at 8:23 pm
Posted by el Gaucho
He/They
Member since Dec 2010
53554 posts
Posted on 2/21/23 at 8:39 pm to
quote:

You have a contractural agreement to not owe money the rest of your life after one bad situation.

I feel like I hear stories of people having insurance still going broke when they get sick like all the time


ETA: watch the insurance companies lobby for the Canada shot here so they don’t have to pay for big claims anymore and they can keep suckering healthy people to pay for nothing every month
This post was edited on 2/21/23 at 8:41 pm
Posted by Milesahead
Baton Rouge
Member since Sep 2007
579 posts
Posted on 2/25/23 at 8:37 pm to
One of my high deductible plans capped my payment at around 12k...but also capped my coverage at around 100k...so something truly expensive would still have wrecked me.
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