re: How often do you pay your CC balance?

I have all credit card accounts automatically paid on due date for statement balance.

Probably about 2 times a month, I'll log into my 3 creditcards and total up the total actual balances just to make sure I'm carrying more than that in the account the payments come from; and to look for any fraud or suprises.

There's no reason to take money out of an interest bearing account to pay a bill early; why? Maybe it'll make me .035 cents, but that's more than 0.000. You just have to have some inkling of discipline and 1st grade math.

I never actually carry a balance from one statement to the other so I'm not actually paying any interest; and I pay everything possible with one of my CC's.

My wife on the other hand, just builds balances slowly over the year and then asks me to bail her out.