re: Credit Union Car Warranty vs Dealer Warranty

I think the quality of the warranty would depend more on the company providing rather than who sells it. Read the fine print on both and compare.

Personally, I doubt I'll ever buy one. They're the experts on what breaks and when, and you're betting them that they're wrong.

I don't recall ever spending over $1000 on a passenger car repair in my 40 years of owning cars. (other than a wreck that you already have insurance for)

If it breaks, whip out the credit card and fix it. If it doesn't, go eat at Ruth's 10 times.