Workers Comp question

Yes

quote:

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I'm starting a new LLC, I will be employing approx 4 people paying them a day rate. Am I mandated by the State to carry workers comp?

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Yes.

And this is a shameless plug, but I work for a payroll company that offers pay-by-pay workers' compensation.

The benefit to you is that you won't go through an audit at the end of the year, won't have to pay 25 % annual premium and you don't have to estimate your payroll (pay too much, get a credit back ... pay too little and you'll have to make up the difference + 25 % annual premium).

End of plug.

yep even if it is you and one employee

You don't ever wanna get sued in tort bruh. WC insurance is a good compromise.

LA WC laws are amongst the worse in the nation. They are very much pro-claimant and punish the Insured. If an employee alleges an injury and it's unwitnessed you will end up paying for it. LA needs WC reform laws.

No wonder many companies do not wish to do business in LA.