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re: Dave Ramsey Facebook Tip Of the Day
Posted on 10/20/22 at 8:35 pm to Turf Taint
Posted on 10/20/22 at 8:35 pm to Turf Taint
quote:
The thinking...discipline...if can afford the note when it is owed, can also afford to invest it.
Going to try this
Interest rate so low you never buy one cash?
Posted on 10/21/22 at 10:51 am to thelawnwranglers
quote:
Interest rate so low you never buy one cash?
We invest "the note" in Vanguard index mutual funds (4-7% return 3-5 years avg), factoring in ugly bear market we are currently in, so can be higher. Therefore, prefer to use auto financing's no/low interest money.
However, if auto financing interest rates rise, the positive spread between investment return (4-7%) and rising auto financing interest is eroded and may make paying cash more attractive.
Will be buying new care in next couple of years so will see.
Good luck!
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