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Message
re: Roth 401k
Posted on 5/28/22 at 4:32 pm to TDsngumbo
Posted on 5/28/22 at 4:32 pm to TDsngumbo
quote:
Everyone says you’ll be in a lower tax rate when you retire. Maybe I just don’t fully understand taxes in retirement but I’m actually projected to be making significantly more in retirement than I do now. Should I be switching to my Roth 401k option instead?
You have to keep in mind that tax brackets grow with inflation too.
I’m projected to have like $12k/mth in social security in future dollar terms, and someone on just SS today wouldn’t pay a lick of federal or state income taxes.
1
Posted on 5/29/22 at 11:24 am to slackster
quote:
I’m projected to have like $12k/mth in social security in future dollar terms,
How does one make this calculation?
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