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re: Only 13% of workers under 50, could answer 4 of 5 financial literacy questions correctly

Posted on 5/31/22 at 9:45 am to
Posted by Jag_Warrior
Virginia
Member since May 2015
4181 posts
Posted on 5/31/22 at 9:45 am to
quote:

If you are smart enough to know what you arent getting in school and do nothing about it, then you are an idiot.


Even an above average K-12 kid isn’t going to know everything that (or even most of what) he should know.

quote:

Blaming the school for an inadequate education is akin to blaming yourself for doing nothing about it.


I have no problem blaming a school or school system for inadequate courses or instruction. There’s a reason why many parents search out the better school districts when buying a home.


quote:

The best lesson in life is to learn how to learn.


That sounds nice. But again, getting a sound fundamental footing (both formal and within the home) and/or being provided with guidance and direction (both formal and within the home) is what makes the difference with K-12. My girlfriend’s teenage grandkids are bright kids. But they have no way of knowing all that they’ll need to know upon entering the adult world.

And I’m not just focusing on financial literacy with that statement. But I write grants (in my spare time) for an organization that offers training and educational courses for adults who are trying to catch up. I admire them. But part of what I get comes from your tax dollars. Pay for it now… or pay for it later.
Posted by meansonny
ATL
Member since Sep 2012
25999 posts
Posted on 5/31/22 at 11:12 am to
quote:

quote:
If you are smart enough to know what you arent getting in school and do nothing about it, then you are an idiot.


Even an above average K-12 kid isn’t going to know everything that (or even most of what) he should know.



It sounds like we are more in agreement than disagreement.

However, the bold statement above is called parenting.
It isnt kids complaining about what is taught and isnt taught in school. It is parents, grandparents, aunts and uncles. Thus the responsibility to lead to water is that of the parent, grandparent, aunt and uncle. If we dont care enough about our own family to address obvious issues, why are we placing that expectation on a teacher?

quote:

But I write grants (in my spare time) for an organization that offers training and educational courses for adults who are trying to catch up. I admire them. But part of what I get comes from your tax dollars. Pay for it now… or pay for it later.

Organizations with grants are one way to address gaps. United way and goodwill spend a lot of resources here. Tech colleges and career academies spend reaources here.

But in the age of the internet, there cant be any excuses for not accessing information that rounds out basic skills.
I have 4 kids. Self taught on guitar, piano, drums. Self taught in sign language. Parent taught on cursive, checking accounts, differences in revolving and installment debt, compound interest and the rule of 70, etc..
I dont expect school to teach my kids about faith and morality. Why assume that schools are prepared for anything other than reading, writing, and arithmatic?
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