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re: Pay off house or invest Pt. 2
Posted on 12/27/21 at 6:27 pm to KillTheGophers
Posted on 12/27/21 at 6:27 pm to KillTheGophers
quote:
Start maxing 529, 401k
This seems like the most popular and safe way to go with reducing debt. I guess my next question is what shall I do with my pay check assuming I have no mortgage/car payment/debt? Just curious what others would do with the monthly excess.
The reality for me is we lived as if we made half of our combined income was or less really. I had a job change and large pay raise after buying the home. If I did not have any insurance on her or assets to sell I would be totally fine with maybe a slightly harder time to save for retirement which is due to my childs $500 per month private school. That is the only additional expense I took on from her and have been paying it for eight months after she left her job.
1
Posted on 12/27/21 at 6:39 pm to JimEagle
quote:
I guess my next question is what shall I do with my pay check assuming I have no mortgage/car payment/debt?
Buy time. Ie, Pay others to do things you would do to save money (cleaning, etc) to spend more time with your child’s
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