re: Pay off house or invest Pt. 2

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Sorry for your loss.

Giving everything you put out there, I would sell the secondary home, pay off other debt, max ROTH, and pay off the primary. Now that you don't have a house note, I would also start maxing my 401k, IRAs, and 529 (or UTMA).

Paying off the house goes against the grain of what is "normal", but I see the fact that you may need to make other adjustments in your life as you are now a single family household. That could result in a lower salary. If you do not have that cash flow demand, it may be much easier to take that cut to have more time to spend with your child. Especially if you end up moving closer to your family.

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I agree with all of this. Sorry for your loss, but given your family situation, and the stress it has created for you, I would do exactly this for the peace of mind. At your age, it's easy after all these debts are paid to fund retirement accounts.