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4
Posted on 7/27/15 at 12:39 pm to jvilletiger25
quote:
If your credit score is higher than 600, you haven't lived way beyond your means
FIFY
Posted on 7/27/15 at 12:41 pm to Wtodd
Sweet OT thread. 
Posted on 7/27/15 at 12:42 pm to malvin
729 last check.
Posted on 7/27/15 at 12:44 pm to malvin
659.
A single loan went to collections that I never knew about. I was mid 700s.
I have NO IDEA what the loan is and have been disputing it since I found it.
Oh well.
A single loan went to collections that I never knew about. I was mid 700s.
I have NO IDEA what the loan is and have been disputing it since I found it.
Oh well.
This post was edited on 7/27/15 at 12:59 pm
Posted on 7/27/15 at 12:46 pm to malvin
Last time I checked it, about a year ago, 796.
Posted on 7/27/15 at 12:48 pm to malvin
It was 760 until i took the ot advice and didnt.pay a traffic light ticket.
Now it is 520
Now it is 520
Posted on 7/27/15 at 12:50 pm to lsuwontonwrap
quote:this does not maintain a good credit score
I have zero debt and pay all of my bills on time.
Posted on 7/27/15 at 12:51 pm to VetteGuy
quote:
After a certain point 790 or so, it doesn't matter, you still gotta pay interest and your rate isn't any better than an 848 guy.
Anything over 720 is considered "prime" the rest is BS, I also love how my wife's score is always 10-20 points higher than mine with the same accounts on both reports
Posted on 7/27/15 at 12:52 pm to malvin
785. All the people who bitch about the credit card balances I carry, aka "debt," can suck it.
Posted on 7/27/15 at 12:53 pm to malvin
What's your credit high and your debt to income
Posted on 7/27/15 at 12:53 pm to malvin
Fico thru discover card 830 last month
Posted on 7/27/15 at 12:56 pm to Sorrento Muddbugs
quote:
Fico thru discover card 830 last month
I find these credit card supplied scores to be 30-60 points higher than actual. perhaps it's their way to make you fell better about using their cards more.
Posted on 7/27/15 at 12:57 pm to malvin
843
Posted on 7/27/15 at 12:59 pm to MightyYat
quote:
Sweet OT thread.
According to Equifax the average credit score in my area is like 670-680. Leave it to the OT to not only be above average but to absolutely crush it.
Posted on 7/27/15 at 1:00 pm to lsuwontonwrap
quote:
I have zero debt and pay all of my bills on time.
Then your score should be going down.
When I had my car paid off, credit cards paid off and was in an apartment for 4 years, my score dropped to 675.
Bought my place, then 8 months later went to buy a new car and my score was 828.
Posted on 7/27/15 at 1:01 pm to malvin
288
Posted on 7/27/15 at 1:01 pm to malvin
911
Posted on 7/27/15 at 1:02 pm to SG_Geaux
Even paying everything on time, mine is about 760. I am young so I don't have the credit length needed for scoring in the 800s. Not a big deal as it takes care of itself over time.
Posted on 7/27/15 at 1:03 pm to lsuwontonwrap
1000
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