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Message
re: What's your credit score?
Posted on 7/27/15 at 1:27 pm to Goldrush25
Posted on 7/27/15 at 1:27 pm to Goldrush25
quote:
There are some liars
Yeah, just some.
0
Posted on 7/27/15 at 1:30 pm to Goldrush25
quote:
There are some liars for sure, some just like to lie.
But these threads attract people that have high credit scores.
Yeah, it isn't exactly an unbiased sampling. I don't believe half these people though.
Posted on 7/27/15 at 1:37 pm to yellowfin
quote:
Do mine
70508
No way for me to do it without changing my info in Equifax. I pay for monthly monitoring and that just pops up whenever I look at my score.
Posted on 7/27/15 at 1:38 pm to malvin
817... Just found out when I purchased my truck 2 weeks ago...
I'm in the top 12%...
It helps when you purchased 2 houses and pay your bills...
I'm in the top 12%...
It helps when you purchased 2 houses and pay your bills...
This post was edited on 7/27/15 at 1:41 pm
Posted on 7/27/15 at 1:42 pm to Peazey
quote:
Yeah, it isn't exactly an unbiased sampling. I don't believe half these people though.
Well I'll preface my score by saying that it was in the pits 5 years ago before I graduated college. Got a steady career, paid my bills down and voilà, decent credit score.
This post was edited on 7/27/15 at 1:44 pm
Posted on 7/27/15 at 1:45 pm to Hangover Haven
quote:
It helps when you purchased 2 houses
I used to have tons of mortgages on mine from houses I built and flipped years ago when I first started. A lot of them have rolled off, and since I use a credit line I established now, I don't need to do a full-blown mortgage but that was not healthy for my score at the time.
Posted on 7/27/15 at 1:46 pm to cuyahoga tiger
quote:
I find these credit card supplied scores to be 30-60 points higher than actual. perhaps it's their way to make you fell better about using their cards more.
From what I've read there really are a lot of different scores and weights that creditors can use to determine credit worthiness depending on their priorities.
A while ago I was registered through the AMEX credit monitoring service. They used some sort of "PLUS" (?) score I think it was called as a fake FICO. It just makes the customer feel good about having some stupid kind of meaningless number.
Posted on 7/27/15 at 1:51 pm to malvin
(no message)
This post was edited on 11/8/20 at 7:56 am
Posted on 7/27/15 at 2:09 pm to Artie Rome
quote:
credit score? by Artie Rome534.
I'd still loan you money, man.
Just don't get behind on the vig.
Posted on 7/27/15 at 2:26 pm to stout
FICO score is actually driven by auto loan credit more than mortgage's, home loans eat up a debt to income ratio actually. Also revolving paid on time credit drives it into the 800's.
Posted on 7/27/15 at 2:28 pm to Titus Pullo
quote:
799
You summed this whole message board up in one small post of three letters.
Congrats
Posted on 7/27/15 at 2:31 pm to Goldrush25
quote:
Got a steady career, paid my bills down and voilà, decent credit score.
Yeah it's not exactly rocket science.
Posted on 7/27/15 at 2:32 pm to malvin
766, due to some recent inquires
Posted on 7/27/15 at 2:33 pm to SG_Geaux
quote:
Yeah it's not exactly rocket science.
Staying away from bad debt is a huge problem for many especially those that don't have much financial support from parents while in college. My wife and I started out this way and it took us over 10 years to dig ourselves out of that massive hole.
Posted on 7/27/15 at 7:32 pm to malvin
How Does Your Score Rate?
Poor------------- Below 599
Low-------------- 600-639
Fair-------------- 640-659
Average----------660-679
Good------------- 680-699
Very Good-------700-719
Great------------- 720-739
Exceptional---- 740+
Poor------------- Below 599
Low-------------- 600-639
Fair-------------- 640-659
Average----------660-679
Good------------- 680-699
Very Good-------700-719
Great------------- 720-739
Exceptional---- 740+
This post was edited on 12/2/15 at 1:15 am
Posted on 7/27/15 at 7:41 pm to malvin
No doubt all of these are true, accurate numbers ..
Posted on 7/27/15 at 7:45 pm to Thib-a-doe Tiger
quote:
Or you can live and pay your bills on time, either way
Posted on 7/27/15 at 8:05 pm to malvin
Credit Score? What kind of OT baller has to use credit? Been paying cash for houses, cars, hookers, and blow since the age of 17 son.
Posted on 7/27/15 at 8:16 pm to malvin
it was 820 when I bought my truck in 2011. No idea what it is now.
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