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re: What's your credit score?

Posted on 7/27/15 at 1:04 pm to
Posted by yellowfin
Coastal Bar
Member since May 2006
97651 posts
Posted on 7/27/15 at 1:04 pm to
quote:

According to Equifax the average credit score in my area is like 670-680.


I would have guessed way lower than that
Posted by MightyYat
New Orleans
Member since Jan 2009
24432 posts
Posted on 7/27/15 at 1:04 pm to
quote:

According to Equifax the average credit score in my area is like 670-680. Leave it to the OT to not only be above average but to absolutely crush it.


Just roughly estimating what's been posted so far the OT is sitting at a collective 790 average.
Posted by GeauxColonels
Tottenham Fan | LSU Fan
Member since Oct 2009
25604 posts
Posted on 7/27/15 at 1:04 pm to
Posted by elposter
Member since Dec 2010
24935 posts
Posted on 7/27/15 at 1:05 pm to
quote:

Subtle brag thread is subtle bragging


Dude is having to refinance a vehicle loan. That's not something to brag about.
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 7/27/15 at 1:05 pm to
My score counts right?
Posted by LSUBoo
Knoxville, TN
Member since Mar 2006
101920 posts
Posted on 7/27/15 at 1:08 pm to
I made a 33, but I was hung over.
Posted by MightyYat
New Orleans
Member since Jan 2009
24432 posts
Posted on 7/27/15 at 1:08 pm to
quote:

My score counts right?


I threw out the highest and the lowest. Sorry buddy.
Posted by Redbone
my castle
Member since Sep 2012
18860 posts
Posted on 7/27/15 at 1:09 pm to
quote:

Refinanced my truck today.
quote:

Credit score was 798

Wut?? What was it before?

Mine is 814. It would be higher if they knew all of my income.
Posted by stout
Smoking Crack with Hunter Biden
Member since Sep 2006
167319 posts
Posted on 7/27/15 at 1:09 pm to
quote:

I would have guessed way lower than that



quote:

The Average Equifax Credit Score for your zip code is 673


I just logged in to double check.
Posted by yellowfin
Coastal Bar
Member since May 2006
97651 posts
Posted on 7/27/15 at 1:12 pm to
quote:

Mine is 814. It would be higher if they knew all of my income.


income doesn't affect credit score
Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 7/27/15 at 1:14 pm to
760ish according to that credit karma thing. I don't know how reliable that is. I think it only uses 1 reporting service. I think the main knock is my credit age. My credit history is only like 5 years old or so.

I don't think I have any reason to know my specific score though. I just check my report occasionally to make sure there isn't any bull shite on it.
Posted by yellowfin
Coastal Bar
Member since May 2006
97651 posts
Posted on 7/27/15 at 1:15 pm to
Do mine

70508
Posted by Catman88
Baton Rouge, LA
Member since Dec 2004
49125 posts
Posted on 7/27/15 at 1:17 pm to
quote:

Mine is 814. It would be higher if they knew all of my income.




Posted by Walking the Earth
Member since Feb 2013
17260 posts
Posted on 7/27/15 at 1:18 pm to
quote:

What's your credit score?


Nobody has ever asked.

I just run the 40 in 4.25 seconds in front of them, followed by showing off my 10 inches and then kicking the shite out of a top female athlete in her respective sport just like the rest of the OT and they give me whatever I want.

If that fails, I just remind them that I'm white.

Posted by Peazey
Metry
Member since Apr 2012
25418 posts
Posted on 7/27/15 at 1:18 pm to
quote:

income doesn't affect credit score


Amount of hard checks on history over a given time, on time payments, debt to available credit ratio, and credit age I think are the main things that affect your rating. I think also having a mortgage looks good.
Posted by DrunkenStuporMan
The Mothership
Member since Dec 2012
5855 posts
Posted on 7/27/15 at 1:19 pm to
It's over 9000.
This post was edited on 7/27/15 at 1:20 pm
Posted by TigerBait2008
Boulder,CO
Member since Jun 2008
32446 posts
Posted on 7/27/15 at 1:21 pm to
quote:

785. All the people who bitch about the credit card balances I carry, aka "debt," can suck it.


More lies by 911 go figure..
Posted by MightyYat
New Orleans
Member since Jan 2009
24432 posts
Posted on 7/27/15 at 1:24 pm to
quote:

income doesn't affect credit score


It's amazing how "credit dumb" some of these 800s actually are.
Posted by GoldenD
Houston
Member since Jan 2015
933 posts
Posted on 7/27/15 at 1:25 pm to
I'm in the 760+ club. The established credit length kills my score.
Posted by Goldrush25
San Diego, CA
Member since Oct 2012
33794 posts
Posted on 7/27/15 at 1:26 pm to
quote:

According to Equifax the average credit score in my area is like 670-680. Leave it to the OT to not only be above average but to absolutely crush it.


There are some liars for sure, some just like to lie.

But these threads attract people that have high credit scores.

Mine was 755 a couple of months ago.
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