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hikingfan
| Favorite team: | USA  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1757 |
| Registered on: | 6/28/2013 |
| Online Status: | Not Online |
Forum
Message
re: Are we expecting further rate cuts?
Posted by hikingfan on 12/1/25 at 9:51 pm to CecilShortsHisPants
quote:
Yea, Trump has admitted Powell was a mistake and pledged to not make that mistake again. It’s likely the next chairman will be a Trump loyalist who will cut aggressivley regardless of the environment. Do you really not see this coming?
Yeah, another institution politicized. Now just imagine what the Dems will do with a weaponized DOJ and a compliant Fed when they are in power. Never assume the other party will never be in power again.
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quote:
Really? Trump is getting paid millions for pardons.
Now imagine if it was a Democrat in the White House doing this. The Poli board would have lost its collective minds. But since it is their guy, it's crickets everywhere.
We Went to Arkansas. The Farm Crisis Will Shock You
Posted by hikingfan on 11/23/25 at 12:41 am
quote:
In the last year, farm bankrupticies in Arkansas has doubled.
Farm debt is expected to reach $560 billion this year—a record high.
But it's not just because of the trade war with China.
Farmers told us it's because a handful of corporations have taken control of their markets to ensure they always win, and farmers barely break even.
quote:
Coming to a McMansion near you...the 50 year mortgage
This is a kick-the-can-down-the-road solution, and we've seen it before in Japan, and it was CRAZY.
In the 80s real estate prices in Tokyo were high, so they started offering 50-year mortgages to make things "more affordable..." if you stretch the loan, the monthly payment looks easier. But it's just extra leverage and we know what happens with leverage...
Prices went insane. At the peak, a single 0.44 square mile parcel in central Tokyo was valued more than all real estate in the entire state of California. The total land value of Japan exceeded that of the entire United States many-fold.
Then the bubble burst, and it was BRUTAL. Prices in Tokyo fell 60 to 80%. Tokyo real estate today is still > 50 percent cheaper than it was in 1989. Many buyers from that era never recovered their equity. Banks spent years holding bad loans, and the broader economy stagnated.
Longer mortgages did not make housing affordable. They made prices higher, slowed down equity accumulation, and left households more exposed when prices fell. The crash was deeper and the recovery was longer because everyone had borrowed too much.
For most people in the US, the house is the retirement plan. At retirement ~75% of the median Americans net worth is their primary residence. The 30 year mortgage aligns with people's lives - it pays down fast enough that they own their home by the time they stop working.
A 50 year mortgage changes that. Equity builds slowly. Leverage stays high. People remain exposed for longer. I like that we are thinking outside the box but this doesn't solve affordability, it hollows out the main wealth-building mechanism for the majority of the population and will have other bad implications IMO
The only solution is to build more! We need supply-side solutions not induced demand, c'mon.
re: Tennessee sheriff jails liberal activist for posting Trump meme; judge sets $2M bond
Posted by hikingfan on 11/8/25 at 6:36 pm to ChineseBandit58
quote:
hmmm - that is certainly one-sided but do not see any illegality = just normal distortions and lies.
The reason you feel that way is because you probably look just like the grandpa on a power trip in the video. You should probably just stick to lsu football discussions.
Savagegeese: Corvette ZR1 vs Mustang GTD vs Porsche 911 GT3RS | Crowning The King
Posted by hikingfan on 11/8/25 at 4:10 pm
quote:
We conduct one of the biggest comparisons of the year: Mustang GTD vs. Corvette C8 ZR1 vs. Porsche 992 GT3RS. We set lap times, dyno the car to test horsepower. With help from Ford, Chevy, and Porsche Engineering, we explain how all of these cars achieve their fantastic performance and the issues with this generation of vehicles.
That Chevy Corvette ZR1 is something else. What a car!
FIFA is going to give out a peace prize to Donald Trump
Posted by hikingfan on 11/5/25 at 7:34 pm
re: Proof that Nick Saban is not coaching again baws
Posted by hikingfan on 11/4/25 at 1:51 am to Ironhead985
He has fully embraced the grandpa look and lifestyle, at least from that video.
Proof that Nick Saban is not coaching again baws
Posted by hikingfan on 11/4/25 at 1:46 am
Does this look like a man that will coach football again?
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If tweet fails to load, click here.Apple gives up on home grown Siri; will be powered by Google's Gemini starting next year
Posted by hikingfan on 11/2/25 at 10:22 pm
New Version of Siri to 'Lean' on Google Gemini
Apple is reportedly paying Google to build a custom Gemini-based model that runs on its Private Cloud Compute servers to power Siri. Apple plans to roll out the revamped Siri around March next year, possibly with an AI-powered web search feature.
Apple is reportedly paying Google to build a custom Gemini-based model that runs on its Private Cloud Compute servers to power Siri. Apple plans to roll out the revamped Siri around March next year, possibly with an AI-powered web search feature.
Nick Saban vs. Brian Kelly on substandard wins
Posted by hikingfan on 11/2/25 at 12:37 am
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If tweet fails to load, click here. I knew right after that press conference vs. Florida that Brian Kelly might not be the guy that will take us to the promised land. I could just feel it. And boy, did things turn around quickly. Lol.
I don't mind Ed O as an interim HC to finish off the season
Posted by hikingfan on 10/26/25 at 5:56 pm
He'd probably do it happily too. Probably the perfect role for him.
Otter attacks surfer, steals surfboard in Santa Cruz, CA
Posted by hikingfan on 10/26/25 at 12:13 am
New Orleans waste management project brings lemon fresh scent to streets
Posted by hikingfan on 7/20/25 at 7:59 pm
quote:
An iconic area in New Orleans got a fresh new scent after a waste management operation delivered a lemon scent throughout the neighborhood. NBC News' George Solis talks to some of the residents about the zesty new smell.
quote:
For folks that don't want to read a long form article, here’s a 10-point summary of the Atlantic article from ChatGPT:
• Sun Belt housing prices have soared: Over the past decade, cities like Phoenix (+134 %), Miami (+133 %), Atlanta (+129 %), and Dallas (+99 %) have seen price increases rivaling or even surpassing traditionally expensive coastal cities
• Loss of the “affordable alternative”: These Sun Belt metros were once outlets for Americans priced out of coastal cities—but that escape valve is disappearing
• Regulations and NIMBYism are taking hold: Despite perceptions of looser zoning, Sun Belt cities face restrictive land-use rules and rising local opposition to new development
• Development boom has slowed drastically: Research by Glaeser and Gyourko shows that homebuilding rates in Sun Belt metros have dropped by more than half in 25 years
• Demand remains strong: Even with surging demand, pandemic-era migration and remote work haven’t triggered sufficient building due to regulatory roadblocks
• Not just industry or cost issues: While builder consolidation and rising construction costs exist, they don’t fully explain the supply-restricted growth—there remains profit incentive if only zoning allowed
• Sprawl limits reached: Physical boundaries (Everglades, tribal lands) and long commutes are curbing exurban sprawl, forcing growth into tighter spaces controlled by restrictive codes
• Rising affluence fuels NIMBYism: As Sun Belt populations grow wealthier and more educated, they’re more likely to resist development through zoning and regulations
• A coast-like future is looming: If unchecked, many Sun Belt cities may face housing crises as severe as those in Los Angeles, San Francisco, and New York within 20 years
• Promising reforms emerging: Raleigh’s multifamily zoning reforms led to a 60 % jump in housing starts and slower rent growth. In Texas, legislation is reducing lot sizes, curbing veto powers, and allowing mixed-use construction on commercial land
These bullets outline how Sun Belt cities are increasingly mirroring their coastal counterparts in housing affordability challenges—but also highlight potential policy fixes already underway.
Housing Prices: The Whole Country Is Starting to Look Like California
Posted by hikingfan on 7/1/25 at 1:49 am
quote:
Something is happening in the housing market that really shouldn’t be. Everyone familiar with America’s affordability crisis knows that it is most acute in ultra-progressive coastal cities in heavily Democratic states. And yet, home prices have been rising most sharply in the exact places that have long served as a refuge for Americans fed up with the spiraling cost of living. Over the past decade, the median home price has increased by 134 percent in Phoenix, 133 percent in Miami, 129 percent in Atlanta, and 99 percent in Dallas. (Over that same stretch, prices in New York, San Francisco, and Los Angeles have increased by about 75 percent, 76 percent, and 97 percent, respectively).
This trend could prove disastrous. For much of the past half century, suburban sprawl across the Sun Belt was a kind of pressure-release valve for the housing market. People who couldn’t afford to live in expensive cities had other, cheaper places to go. Now even the affordable alternatives are on track to become out of reach for a critical mass of Americans.
The Sun Belt, in short, is subject to the same antidevelopment forces as the coasts; it just took longer to trigger them. Cities in the South and Southwest have portrayed themselves as business-friendly, pro-growth metros. In reality, their land-use laws aren’t so different from those in blue-state cities. According to a 2018 research paper, co-authored by Gyourko, that surveyed 44 major U.S. metro areas, land-use regulations in Miami and Phoenix both ranked in the top 10 most restrictive (just behind Washington, D.C., and L.A. and ahead of Boston), and Dallas and Nashville were in the top 25. Because the survey is based on responses from local governments, it might understate just how bad zoning in the Sun Belt is. “When I first opened up the zoning code for Atlanta, I almost spit out my coffee,” Alex Armlovich, a senior housing-policy analyst at the Niskanen Center, a centrist think tank, told me. “It’s almost identical to L.A. in the 1990s.”
These restrictive rules weren’t a problem back when Sun Belt cities could expand by building new single-family homes at their exurban fringes indefinitely. That kind of development is less likely to be subject to zoning laws; even when it is, obtaining exceptions to those laws is relatively easy because neighbors who might oppose new development don’t exist yet. Recently, however, many Sun Belt cities have begun hitting limits to their outward sprawl, either because they’ve run into natural obstacles (such as the Everglades in Miami and tribal lands near Phoenix) or because they’ve already expanded to the edge of reasonable commute distances (as appears to be the case in Atlanta and Dallas). To keep growing, these cities will have to find ways to increase the density of their existing urban cores and suburbs. That is a much more difficult proposition. “This is exactly what happened in many coastal cities in the 1980s and ’90s,” Armlovich told me. “Once you run out of room to sprawl, suddenly your zoning code starts becoming a real limitation.”
LINK
Is $40,000 enough for 3 (full) days at Disney with 3 kids?
Posted by hikingfan on 6/27/25 at 12:00 am
:Jesus:
/sarcasm
/sarcasm
re: One stock for one year
Posted by hikingfan on 6/25/25 at 1:12 am to Skippy1013
quote:
ASML and/or LAM Research
Don't forget AMAT and KLAC. Similar companies in the semi capital equipment space.
How Amazon’s Broken Returns Process Is Driving Sellers To Leave Amazon
Posted by hikingfan on 6/22/25 at 12:14 pm
LINK
quote:
Returns on Amazon are free and easy for shoppers, but they're risky and expensive for the small businesses that sell a majority of the goods on the world's biggest e-commerce site. Returns have driven some sellers to exit the popular Fulfillment by Amazon program, while others told CNBC they'd like to leave the platform altogether. At the heart of the problem is a big rise in returns fraud, which has led to customers mistakenly receiving used products when they ordered something new. In two particularly egregious examples involving baby products described to CNBC, Amazon sent customers used diapers and a chiller with someone else's rotten breastmilk inside.
re: Is Google the most undervalued and disrespected company in the stock market today?
Posted by hikingfan on 6/21/25 at 6:42 pm to rickgrimes
quote:
Why are investors treating it like it is the next IBM already?
Ironically, IBM is at ATHs right now and is trading at a PE of 48. The market is actually treating Google worse than IBM.
This new custom home in Austin has gone unsold for a year; price dropped from $2M to $1.6M
Posted by hikingfan on 6/15/25 at 11:10 pm
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